Meet the Team

Stacy Orozco

Senior Loan Officer


NMLS# 260063 - MLO# 0914708

‘Loans with a Smile’ is my motto  In 1997 in Overland Park, Kansas I entered my banking career and I’ve had the passion to help families achieve their goals ever since! Participating in homeownership dreams is very rewarding and I would be honored to help you, too!

Along with a Bachelor’s Degree in Management and Human Relations from Mid America Nazareen University from Olathe, Kansas, I have continued my education in mortgage licensing. I have helped over 1500 families in their homeownership goals each with their own unique set of circumstances.

With over 20 years of mortgage banking experience, I am dedicated to help guide you about YOUR loan options. The home buying experience is exciting! Please allow me to help celebrate your new purchase!

I specialize in VA, FHA, CONV and down payment assistance mortgages. I have a vast knowledge of originating a variety of loans including jumbo, second homes, investment homes, and condos. 

It takes a true professional to deliver the best service, interest rate, loan product and knowledge to go the extra mile for YOU. I listen to your needs and help you select a mortgage product that fits YOUR goals. I strive to gain your confidence, trust, and referrals!

I have built a team of professionals around me and I am confident you’ll experience the top-notch service that you deserve. Constant communication during the loan process can be expected and will be delivered.

Let’s be sure you are where you want to be in your mortgage and loan planning this year!

How can I help you today?

Reilly gayton

Licensed Loan Officer Assistant

C: 303.526.6855 •

Joining the Loans with a Smile team as a Licensed Loan Originator and Loan Officer Assistant to Stacy is Reilly Gayton. Reilly graduated from Metropolitan State University of Denver and has been in the mortgage business for three years. He prides himself on the ability to help first-time homebuyers and on his expertise with FHA loans and helping those who qualify for down payment assistance programs. Reilly is an integral part in Stacy’s team, as he is responsible for structuring loan scenarios to meet client needs, updating agents and clients on the loan status as well as originating a few mortgages himself.

Kelly Grijalva

Loan Officer Assistant

D: 623.777.4458 •

Kelly has her Associates in Business from Phoenix College and has been in the mortgage industry for three years. She supports Stacy and the rest of the team by making sure all pre-approvals start with the most detailed information possible, she’s our application guru! Kelly gathers the preliminary information to run credit and evaluate the loan application. She also helps with Stacy with all communications including follow-ups, marketing and assisting our Spanish speaking clients.

In addition to Stacy’s direct team, there are many others that facilitate your new home 

purchase including: the Loan Processing Team, Underwriters, Closers and Funders.

Need more details? Contact us!

We are here to assist. Contact us by phone, email or via our social media channels.

PRMI NMLS 3094. PRMI is an equal housing lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. terms and conditions apply. This is not a commitment to lend. programs, rates, terms and conditions are subject to change without notice. The content in this marketing advertisement has not been approved, reviewed, sponsored or endorsed by any department or government agency. Arizona Department of Financial Institutions 0902614. Branch Phone: 480.282.6270 | NMLS 1087370 - MLO 0118716 FICO® is a registered trademark of Fair Isaac Corporation.

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