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Mortgage Loan Options

We are here to help your mortgage process as smooth as possible - here is a break down of a little of what to expect from the loan process.

Down Payment Assistance Programs Click to open answer

Looking to purchase a home in Arizona? Worried you won’t have enough cash for your down payment or closing costs? Lucky for you Arizona has a variety of down payment assistance programs to help buyers receive a mortgage that fits their exact, financing needs. Apply Now

Doctor Select Program Click to open answer

PRMI understands the unique financial need of doctors. Whether you’re still finishing residency or are a partner in a fast-growing practice. The PRMI doctor loan may be the perfect mortgage option fit. Apply Now

Solar Loan Program Click to open answer

PRMI’s Solar Loan Program is designed to help borrowers home improvements to increase energy efficiency and reduce utility costs. This energy efficient program offers affordable financing environmentally to invest in green improvements such as solar panels, weatherization, HVAC replacements and much more. It also gives you the option to pay off energy-improvement debt such as a Property Assessed Clean Energy (PACE) Loan. Apply Now

Reverse Mortgages Click to open answer

Reverse Mortgages, also known as a Home Equity Conversion Mortgage (HECM), gives seniors the ability to use their home’s equity as cash which can provide an improved financial situation by eliminating monthly mortgage payments. This Federally insured loan offers multiple ways to receive the borrower’s funds and gives them the ability to spend the cash as needed. Common uses of Reverse Mortgage income includes paying off debt, assisting with everyday living, covering costly medical bills, home repairs, vacations and more! Apply Now

PRMI Select Click to open answer

This government-insured FHA loan option is ideal if you have been hitting dead ends every time you apply for a traditional mortgage.

Get this 30-year mortgage with a fixed rate even if your credit score is in the 500s.

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Renovation Loans Click to open answer

Buying a fixer-upper today and turning it into your dream home later can seem like the perfect plan — but the actual cost to renovate and remodel is sometimes a much harsher reality.

Here’s the deal: you’re taking on a lot with this project. At least save yourself some headaches by getting one mortgage to finance the purchase and all that repair work.

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VA Loans Click to open answer

VA loans help make homeownership more attainable for veterans and military service members. These loans are federally insured and available with no down payment.* Plus, they don’t require private mortgage insurance.

*Closing costs and fees may still apply.

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FHA Loans Click to open answer

FHA loans come with low down payment options and lenient credit requirements. These federally insured loans are designed to help more people achieve their homeownership goals.

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USDA Loans Click to open answer

USDA loans are government-insured loans that help people purchase homes in rural areas. These loans are often available with low or no down payment.*

*Closing costs and fees may still apply.

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Conventional Loans Click to open answer

Conventional loans offer affordable rates and flexible down payment options.

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Jumbo Loans Click to open answer

These loans have higher loan limits that help you purchase high-value property. Low down payments are possible. Apply Now

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